When you don't have the money to pay for your doctor visit it can be easy to put the bill on a credit card or even to take a loan out to avoid collections.

当你没钱支付医生的诊疗费时，为了避免收账代理商来要钱，你就很容易透支信用卡来交这些费用，甚至会借贷款来交费。

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Board found in a 2003 study that over half the collections reported on credit reports are for medical debt.

委员会在一份2003年的研究中发现，半数以上的信用报告为医疗负债。

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Some of the topics include: credit and collections, hiring, financing, marketing, invoicing, accounting and so on.

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Internal auditor, credit-collections specialist and operations analyst are other finance roles that many employers place a premium on, adds Mr. Zion.

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Overdue debts that move to collections hurt credit scores and stay on credit records for seven years.

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